Senior Underwriter Personal Lines at Heartland

Heartland Mutual Insurance • alton, on • Posted July 09, 2026

About the Role

Elevate your underwriting career with Heartland Mutual Insurance as a Senior Personal Lines Underwriter, focusing on high-risk renewals and negotiations. Contribute to decision-making that shapes the future of insurance.

This role requires over six years of insurance experience and a CIP designation. As a Senior Underwriter, you will evaluate complex renewals, analyze trends, and negotiate terms with brokers. You’ll play a vital role in relationship management and ensuring compliance while making informed risk acceptance decisions.

Key Responsibilities:
• Underwrite and negotiate complex personal lines policies
• Analyze trends in submission data and report findings
• Communicate risk acceptance terms to brokers
• Order inspections and critical underwriting information
• Guide and train other underwriting staff

Requirements:
• More than 6 years of insurance experience
• CIP designation required
• Str...