Senior ML Scientist - Borrowing & Credit Risk (Remote UK)

Monzo • cardiff, wales • Posted June 15, 2026

About the Role

Monzo is seeking a Senior Machine Learning Scientist for Borrowing to enhance customer outcomes through automated decision-making. This role involves owning ML applications from design to deployment while collaborating with cross-functional teams including Credit Strategy Managers and Product Managers.

The ideal candidate will possess excellent SQL and Python skills, a robust understanding of statistical models, and experience in end-to-end ML development in a consumer-facing industry. Positions are available in Cardiff, London, or remote within the UK.

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