Credit Review Associate

Job Description

The HR Officer will be responsible for reviewing and assessing credit applications, financial statements, and supporting documents for completeness and accuracy. Key responsibilities include:

• Review and assess credit applications, financial statements, and supporting documents for completeness and accuracy.
• Analyze applicants’ creditworthiness based on financial history, income, collateral, and risk factors.
• Ensure compliance with company credit policies, regulatory requirements, and lending procedures.
• Identify potential risks and provide recommendations for approval, revision, or decline of credit applications.
• Coordinate with sales, loans processing, and other departments to resolve discrepancies or obtain additional information.
• Prepare and maintain accurate credit review reports and records.
• Monitor approved accounts for early signs of delinquency or non-compliance with terms.