Credit Manager (Portfolio Consultant)-Working Capital

Description

The Portfolio Consultant (Credit Manager) partners with the Relationship Manager as part of a deal team to support the growth of the Business and Commercial Banking (BCB) portfolio while ensuring effective credit risk management. The role is responsible for assessing, structuring, and progressing credit opportunities, facility requests, and portfolio-related matters through the credit approval process in a timely, commercial, and risk-conscious manner. Working closely with Credit Analysts, AFIC, and other risk teams, the Credit Manager serves as the first line of credit assessment and risk mitigation, balancing sustainable portfolio growth with sound credit practices.

Responsibilities

The team is responsible for preparing credit applications relating to facility increases, amendments, covenant breaches, and periodic facility reviews. Support is also provided to the Recoveries team in managing clients experiencing financial dist...