Credit Analyst Officer at Quick Credit & Investment Micro-Credit LTD

JOB PROFILE:

• The Credit Analyst supports the Area Managers to build and manage the loan portfolio to achieve the objectives of the company. These activities include the complete process of loan application, appraisal, documentation, monitoring and other support necessary.

• He/She shall undertake to check and verify all assessments of documents shared by Field Officer(s) and make decisions about the client’s credit application using a range of criteria.

RESPONSIBILITIES/DUTIES:

• Check and analyze the loan requirements (documents) of existing or prospective clients.

• Analyse and approve based on the findings of the borrower’s ability to repay,

• Keep the company’s credit risk at low or non-existent.

• Reconcile credit files and identify discrepancies and variances.

• Create file/folders to keep customer’s documents.

• Contact clients to do further verification if necessary.

• Perform o...