AVP & Lead, Credit Management

Job Purpose

The purpose of the job is to prepare review and provide appropriate recommendation of credit facilities for a portfolio of CIB Corporate clients. The role also entails compliance with all credit policies and guidelines.

Key Accountabilities

• Ensure timely preparation and submission of Credit Applications and conduct necessary client visits and due diligence in coordination with the coverage team.
• Coordinate with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
• Ensure credit processing & approval turnaround times as per agreed SLAs with CIB.
• Monitor accounts regularly and follow up with Business units on terms and conditions to ensure compliance with the approval conditions.
• Monitor early warning indicators in order to identify potential problem accounts and liaise with ...